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Break and Refix Calculator

Use our savings calculator to estimate if there’s a benefit to breaking a fixed loan and then refixing it at current rates.

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Break fee estimate

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Bookmark this page (ctrl + D) for future use.

This is how much is outstanding on your fixed loan you’re looking whether to break e.g. $250,000
This is the fixed interest rate your loan is currently on e.g. 5.99%
How long have you got left on your fixed loan. E.g. if half a year ago, you’d fixed in your loan for 2 years, this would have remaining e.g. 18
What is the rate you are most interested in or nearest to the current remaining fixed term. You can check advertised interest rates here (we can often negotiate discounts from these too –contact us).
Early repayment estimate from your bank. You can also use this tool here to estimate your break fees (these change daily)
Get Started Now
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